SKY CAPITAL

Industry knowledge for complex commercial risk.

Sky Capital focuses on commercial accounts where operations, contracts, claims history, properties, payroll, and market appetite need to be explained clearly.

Hospitality & HotelsHotel, motel, mixed-use hospitality, restaurants, banquet, and service operations that require careful property, liability, workers compensation, and umbrella placement.Explore coverage Construction & ContractorsNew York contractors, trade contractors, developers, and project-based accounts with demanding insurance and service needs.Explore coverage Real Estate & HabitationalCommercial buildings, habitational schedules, condos, co-ops, mixed-use properties, real estate portfolios, and related liability needs.Explore coverage Workers CompensationWorkers compensation support for New York and multi-state employers with changing payroll, operations, and service needs.Explore coverage Transportation & TruckingTrucking, commercial auto, fleet, delivery, cargo, physical damage, and broader transportation insurance needs.Explore coverage Manufacturing & Business ServicesProperty, general liability, products exposure, umbrella, cyber, EPLI, benefits, and risk management support for growing companies.Explore coverage Supermarkets & GroceryInsurance support for supermarkets, grocery stores, food markets, retail food operations, delivery exposure, property, liability, workers compensation, and spoilage concerns.Explore coverage Warehouses & DistributionCoverage support for warehouse, distribution, logistics, inventory, equipment, commercial auto, workers compensation, property, and liability needs.Explore coverage National Franchise StoresInsurance support for franchise operators, multi-location stores, retail service brands, property, liability, workers compensation, commercial auto, umbrella, and management coverage needs.Explore coverage National Trampoline ParksInsurance support for trampoline parks, family entertainment centers, multi-location operators, property, general liability, workers compensation, umbrella, and related business coverage needs.Explore coverage Employee BenefitsBenefits guidance and employee communication support for employers managing cost, expectations, and workforce needs.Explore coverage Personal LinesHome, auto, umbrella, landlord, and high-value personal coverage for families, business owners, executives, and property owners.Explore coverage

Core lines we coordinate.

Many accounts require more than one policy. We help coordinate the program so gaps, exclusions, and contract requirements are not reviewed in isolation.

Hotels

Hospitality insurance support for property, liability, workers compensation, umbrella, and lender-related needs.

Construction

Construction insurance support for contractors, projects, workers compensation, auto, and broader liability needs.

Real Estate

Real estate insurance support for habitational, mixed-use, condo, co-op, lender, umbrella, and property portfolio needs.

Workers Comp

Workers compensation support for employers with New York, multi-state, payroll, and account service needs.

Transportation

Transportation insurance support for auto liability, cargo, physical damage, umbrella, and fleet-related needs.

Supermarkets

Supermarket, grocery, food market, and retail food insurance support across property, liability, workers compensation, auto, umbrella, and spoilage-related concerns.

Warehouses

Warehouse, distribution, storage, logistics, equipment, inventory, commercial auto, property, liability, and workers compensation coverage support.

National Franchise Stores

Franchise store, retail service brand, multi-location operator, package, liability, workers compensation, commercial auto, umbrella, and management coverage support.

National Trampoline Parks

Trampoline park, family entertainment center, multi-location operator, property, general liability, workers compensation, umbrella, and business coverage support.

Personal Lines

Home, auto, umbrella, landlord, and personal liability coverage reviewed with the same disciplined approach.

Tell us where the risk is complicated.

Start with a focused review of your operation, current coverage, claims history, and renewal timeline.

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